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#16
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Re: Dirvorce proceedings.
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If you decide to keep the private property, you cannot buy another HDB flat even if its resale. |
#17
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Re: Dirvorce proceedings.
I am not claiming any form of assets. Just want to quickly go through the divorce once and for all. I dont want alimony or anything. Just want to be set free to purchase an hdb flat.
I know some of you here are protecting my interests as a woman even though you are all mostly men giving kind advises! Thank you very much. However, I dont wish to claim anything so as not to cause him any financial stress. Afterall, he is still my daughter's father. Someone she respects and love dearly. I am willing to forgo everything if it means not disturbing the peaceful and better life condition for her future. Quote:
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#18
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Re: Dirvorce proceedings.
So pardon me now.
Step 1 settle dirvorce papers. Step 2 withdraw my name fr private property . Step 3 cpf?? Government put back into my cpf? Then what happen to him when that happens? He needs to top up the cpf? Or don't need? Step 4. Cpf put back into my cpf.means can take hdb flat ? Step 5 contribute cpf to msyelf as freelancse? Step 6 can appeal since my case is genuine ? Anyone? Still lost. The helpline insist i belomg to priority citizen because got private property. Cannot ask for support. Im lost. No ans again. |
#19
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Re: Dirvorce proceedings.
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Better for mt daughter. Don't want to csuse unnecessary transition for the poor elderly . |
#20
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Re: Dirvorce proceedings.
aiya, this kind of removing name from property issue is so common.
it's just removing 1 of the owners name from the property. first, ask your husband to check with the bank, and they will do it for you. they will valuate the price of the property, remaining loan, then assess how much loan your husband can take. eg. value of house is 1 mil outstanding loan 400k your contribution (cash & cpf) 200k husband contribution 400k outstanding loan 400k + your contribution 200k = 600k your husband just need the bank to give him a new loan to pay you back the 200k. if your husband is earning a steady income, I'm sure he shouldn't have problem getting a loan to pay you back your CPF. you don't have to worry that he need to sell the house. Last edited by kurtis; 07-04-2021 at 05:15 AM. |
#21
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Re: Dirvorce proceedings.
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1. Still care for him enough not to want to cause him any financial stress 2. Love your daughter so much you do not wish to damage her relationship with her father 3. Don't care if you struggle after the divorce. Why is the marriage beyond salvation? If the marriage is saved, all the issues you raised will not need answers. How much change in him is needed to spark a change in you? Sometimes a person is so set on the idea of moving on. Will you regret moving on? Did he cheat on you?
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#22
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Re: Dirvorce proceedings.
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1 Yes, if both of you agree to dissolve the marriage, and since you have been living apart for more than 4 years then even if your husband don't wish to do it, the divorce will still be granted by the court. I don't really know how to do it without a lawyer since someone must draft the order and apply to court, so I cannot advise on this. 2 Withdraw your name? Don't exactly work like that, what you can, is 'gift' your share of the house to your husband or daughter or you can sell it to him at $1. Again this part normally a lawyer will be involved so I am not sure how you will do it without one. And, if you really mean what you posted by not wanting to claim any assets from the marriage, you should 'gift or sell' your house first before the divorce. This will be much cleaner. 3 CPF? Government put back into your CPF? What nonsense is that? After you 'gifted' your share of the Condo, or sold it for $1. You and you alone will be responsible to put back whatever money you have previously used for that Condo + interest back to your CPF OA. If you don't, CPF will come after you, and this is no joke. This is why everyone here advise you to talk over with your husband first, who is going to put the money back to your CPF OA? 4 Yes after the money has been put back into your OA, it can be used to purchase your new property. If you have enough to pay off the entire flat then ok, if not you need to take a loan for the balanced. 5 Self contribution to CPF? not so simple lady, self employed people may self contribute to CPF, all fair and good. The assessment criteria is how long you have regularly contributed? For self employed people, HDB usually ask for Income Tax Assessment for the past one (or more) year(s). 6 Appeal? Possible, but as I mentioned before not much of a chance. Last edited by iluvbreast; 07-04-2021 at 05:08 PM. Reason: Grammer |
#23
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Re: Dirvorce proceedings.
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#24
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If your parent doesn't not have any hdb u can use their name and pay with your CPF. Go find a job.. Now a day 老人公寓very cheap.. 110k can settle liao |
#25
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Re: Dirvorce proceedings.
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If her name is in the flat, 95 less 42.. is a min 60yr lease. |
#26
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Re: Dirvorce proceedings.
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So far, I am sharing (information) based on questions raised by TS as well as background information shared by her. Thus I can only speak based on what can be done on principle, of course procedural sequences have to be followed depending on her situation, for instance, has the Condo been fully paid up or they are still servicing their mortgage makes a big difference. |
#27
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Re: Dirvorce proceedings.
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interesting |
#28
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Re: Dirvorce proceedings.
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So now, suppose TS struck $250,000 TOTO and decided to put it into her OA. She then inform CPF and do it. Her account would then be updated to show she has already put back what she withdrew from her OA, then CPF will no longer be concern with what she do with her condo. well said bro funboi, so long as no other party who will be directly affected by the property sale interfere, the sale will go through. |
#29
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Re: Dirvorce proceedings.
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#30
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Re: Dirvorce proceedings.
Very simplified scenario... She where got money to do this option? She just wishes to move on in the least disruptive way possible even though she is unaware of CPF rules etc.
Probably not willing to find out the truth too because it may mean she cannot divorce her husband in a non-disruptive way and she really wants to leave her marriage. Just go read the other thread she started There is more than meet the eye.
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